If you’re living in an apartment on a budget, cutting down on expenses is just a fact of life. With rent, electricity, cell phone bills and student loan costs, the monthly bills can pile up pretty quickly. If you’re looking for a way to lower your bills, we have a few tips that will save you a bundle:

Cell Phone

If you’re striking out on your own and purchasing your own cell phone plan, don’t make the mistake of overpaying on your bill. Instead, head to the website savelovegive.com, create a VERA account and enter your carrier information. VERA will recommend four plans that will give you the most savings, and you can choose the one that’s right for you. They’ll even send an email about the change straight to your cell phone carrier so you don’t have to worry about making the switch yourself.


The average American overspends on their electricity bill by thousands of dollars each year–don’t be one of those people. Instead, buy energy-efficient light bulbs to cut down on your electricity usage; they last longer and will help to lower your bills. You can also take steps to reduce the amount of electricity you use (and, in turn, the amount you pay every month) by turning out the lights each time you leave your apartment and unplugging appliances that are not in use. For more tips, check out our post: 10 Tips to Save Energy and Cut Your Utility Bills


If your apartment building has coin-operated laundry, you can start cutting down on expenses by combining your white and color loads and washing everything in cold water. Things that you would normally send to the dry cleaners, such as clothing made of polyester and nylon, can generally be hand washed or cleaned on the gentle cycle instead.


If you simply can’t live without Keeping Up With the Kardashians, you may not be able to cut cable completely out of your life, but you can lower your bills by calling the cable company and doing a bit of negotiating. Call customer service, tell them you’re thinking about canceling your service and have been shopping around, and see what sort of deals they can offer. If you are willing to cancel your service altogether, you can save tons of money each month. Instead, use inexpensive services like Netflix and Hulu to get your TV fix.